Answers to 3rd Wave

No one knows what life has in store for us. While these things are inadvertent, we cannot stop them from happening. But what is within our power is to protect ourselves from these circumstances.


Insurance is designed to provide us with some sort of protection, at least on a financial term.


This is when disaster strikes. In fact, there are many options that you can get for insurance. Its figure is equal to the number of financial experts that you can talk to and get advice from.


What Affects Insurance Policy Choice?


Buying the appropriate insurance can be determined by your situation. There are various elements that go into play such as:

  • Children
  • Lifestyle
  • Employment benefits
  • Age


Of course, there are other points to be considered.


Most Important Policies to Have



On the other hand, there are four major insurance policies in which financial experts highly recommend which can save us from serious trouble. These are auto, life and health insurance.


Life Insurance – this is to serve financial cushion to those who you would leave behind.

Health Insurance – it’s hard to find affordable insurance of such especially without employer-sponsored program. Talk to your employer about health care benefits.

Auto Insurance – if you’re driving a vehicle and got involved into an accident, the fines are sure to be the least of your burden with such insurance.