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To fulfil its commitment to openness and transparency as stated in its founding texts CEIOPS organises as early as possible, written consultations, in order to receive comments from all interested parties, including market participants, consumers and other end-users.

CEIOPS invites interested parties to send any comments by email (to Secretariat[at]ceiops.eu), within the indicated deadline and quoting the reference of the consultation paper.

CEIOPS will make all comments available on its website, except where respondents specifically request that their comments remain confidential.

CEIOPS' rules on who, when and how it consults and how it responds are laid down in CEIOPS' Statement of Consultation Practices.

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3L3 Consultation Paper - CESR, CEBS, CEIOPS Joint Guidelines for the prudential assessment of acquisitions and increase of holdings in the financial sector required by Directive 2007/44/EC
3L3 Consultation Paper - CESR, CEBS, CEIOPS Joint Public Consultation on a Common Understanding on the Information on the Payer Accompanying a Funds Transfer
Consultation Paper No. 25 - Draft Advice on Aspects on the Framework Directive Proposal related to Insurance Groups
Consultation Paper No. 24 - Draft Advice on the Principle of Proportionality in the Solvency II Framework Directive Proposal
IWCFC Consultation Paper - IWCFC Recommendations on Capital for Financial Conglomerates
Consultation Paper No 23 - Interim Report on Proxies
3L3 Consultation Paper - 3L3 Medium Term Work Program 
Consultation Paper No. 22 - General Protocol relating to the Collaboration of the Insurance Supervisory Authorities of the Member States of the European Union
Consultation Paper No. 21 - Establishment of a Mediation Mechanism between Insurance and Pensions Supervisors
3L3 Consultation Paper - Impact Assessment Guidelines for EU Level 3 Committees
Consultation Paper No. 20 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I Issues - Further Advice
Consultation Paper No. 19 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)
Consultation Paper No. 18 - Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice
Consultation Paper No. 17 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II capital add-ons for solo and group undertakings
Consultation Paper No. 16 - Draft Advice to the European Commission in the Framework of the Solvency II project on Pillar II issues relevant for reinsurance
Consultation Paper No. 15 - Draft Advice to the European Commission on Supervisory Reporting and Public Disclosure in the Framework of the Solvency II project
Consultation Paper No. 14 - Draft Advice on sub-group supervision, diversification effects, cooperation with third countries and issues related to the MCR and the SCR in a group context
Consultation Paper No.13 - Advice on insurance undertakings’ Internal risk and capital requirements, supervisors’ evaluation procedures and harmonised supervisors’ powers and tools
Consultation Paper No. 12 - Treatment of "Deeply Subordinated Debt"
Consultation Paper No. 11 - Recommendation on Independence and Accountability
Consultation Paper No. 10 - Developing CEIOPS' Medium-Term Work Programme
Consultation Paper No. 9 - Answers to the third wave of Calls for Advice - Solvency II
Consultation Paper No. 8 - Insurance Mediation Protocol
Consultation Paper No. 7 - Answers to the second wave of Calls for Advice - Solvency II
Consultation Paper No. 6 - Recommendation on Possible Need for Amendments - Insurance Groups Directive
Consultation Paper No. 5 - Occupational Pensions Protocol
Consultation Paper No. 4 - Answers to the first wave of Calls for Advice - Solvency II
Consultation Paper No. 3 - Implications of IAS/IFRS Introduction for Prudential Supervision
Consultation Paper No. 2 - Guidelines for Coordination Committees
Consultation Paper No. 1 - Consultation Practices

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3L3 Consultation Paper - CESR, CEBS, CEIOPS Joint Guidelines for the prudential assessment of acquisitions and increase of holdings in the financial sector required by Directive 2007/44/EC
Deadline for Consultation: closed - comments have been processed

11.07.2008 icon CESR, CEBS, CEIOPS Joint Guidelines for the prudential assessment of acquisitions and increase of holdings in the financial sector required by Directive 2007/44/EC
icon Comments from Allianz
icon Comments CNMV
icon Comments from EBF
icon Comments from EFAMA
icon Comments from GDV
icon Comments Liba Bba
icon Comments from Intesa Sanpaolo
icon Comments from IMA
icon Comments from WKO

3L3 Consultation Paper - CESR, CEBS, CEIOPS Joint Public Consultation on a Common Understanding on the Information on the Payer Accompanying a Funds Transfer
Deadline for Consultation: closed - comments have been processed

26.03.2008 icon CESR. CEBS. CEIOPS Joint Public Consultation on a Common Understanding on the Information on the Payer Accompanying a Funds Transfer
icon Comments from BBA

icon Comments from Danish Bankers Association
icon Comments from Eest Pangaliit
icon Comments from the European Banking Federation
icon Comments from the Europea Payments Council / icon Cover Letter
icon Comments from Fédération Bancaire Française
icon Comments from Swedbank
icon Comments from Swedish Bankers Association
icon Comments from WKO Bank Versicherung

icon Comments from Kreditausschuss

Consultation Paper No. 25 - Draft Advice on Aspects on the Framework Directive Proposal related to Insurance Groups
Deadline for consultation: closed - comments have been processed

25.02.2008 icon Draft Advice on Aspects on the Framework Directive Proposal related to Insurance Groups

icon Comments Template to the Draft Advice on Aspects on the Framework Directive Proposal related to Insurance Groups

icon Comments from ABI / icon Letter

icon Comments from the Association of Bermuda Insurers & Reinsurers (ABIR) / icon Letter

icon Comments from Allianz, Compañía de Seguros y Reaseguros

icon Comments from Allianz SE

icon Comments from AMICE

icon Comments from the Bermuda Monetary Authority

icon Comments from CEA

icon Comments from the CRO Forum / icon Letter

icon Comments from the German Insurance Association (GDV)

icon Comments from the Group of North American Insurance Enterprises (GNAIE) 

icon Comments from Groupe Consultatif Actuariel Européen

icon Comments from the International Underwriting Association (IUA)

icon Comments from Munich Re

icon Comments from RBS

icon Comments from Royal and Sunalliance

icon Comments from Talanx / icon Talanx Position On Sub-Group Support

Final doc: icon Advice to the European Commission on aspects of the Framework Directive Proposal related to Insurance Groups

icon Analysis of Comments Received

Consultation Paper No 24 - Draft Advice on the Principle of Proportionality in the Solvency II Framework Directive Proposal 
Deadline for Consultations: closed - comments have been processed

25.02.2008 icon Draft Advice on the Principle of Proportionality in the Solvency II Framework Directive Proposal

icon ANNEX to the Draft Advice on Proportionality

icon Comments Template to the Draft Advice on proportionality

icon Comments from ABI / icon Letter

icon Allianz Compañía de Seguros y Reaseguros

icon Comments from AMICE / icon Letter

icon Comments from Associação de Actuários Profissionais

icon Comments from CEA

icon Comments from Groupe Consultatif Actuariel Européen

icon Comments from Investment & Life Assurance Group (ILAG)

icon Comments from OBO The Gibraltar Insurance Association
icon Comments from FEE


icon Analysis of Comments Received

Final doc:

icon Advice to the European Commission on the Principle of Proportionality in the Solvency II Framework Directive Proposal


icon Annex

IWCFC Consultation Paper - IWCFC Recommendations on Capital for Financial Conglomerates
Deadline for consultations: closed - comments have been processed

07.04.2008 icon IWCFC Recommendations on Capital for Financial Conglomerates 
06.03.2008icon Comments from Austrian Federal Economic Chamber
06.03.2008icon Comments from Prudential part 1 / icon comments from Prudential part 2 / icon Letter
07.03.2008icon Comments from Association of German Banks
07.03.2008icon Comments from CEA
08.03.2008icon Comments from EAPB
10.03.2008icon Comments from EBF / icon Letter

icon Comments from GDV

icon Comments from Mediobanca

Consultation Paper No 23 - Interim Report on Proxies
Deadline for consultations: closed - comments have been processed

Final doc:icon Final Report on Proxies
icon Proxies_Comments_Template
21.12.2007 icon Interim Report on Proxies (draft)

icon Proxies Comments Template 

3L3 Consultation Paper - 3L3 Medium Work Programme
Deadline for consultations: closed - comments have been processed

22.11.2007 icon 3L3 Medium Term Work Programme

icon Comments from ABI

icon Comments from AFEI

icon Comments from AFG

icon Comments from APCIMS

icon Comments from BBA

icon Comments from EACB

icon Comments form EALIC

icon Comments from EBF

icon Comments from Efama

icon Comments from FEBELFIN

icon Comments from GDV

icon Comments from IMA

icon Comments from LIBA

icon Comments from UNESPA

Comments received - Link to CESR website


Consultation Paper No.22 - General Protocol relating to the collaboration of Insurance Supervisory Authority of the Member States of the European Union
Deadline for consultation: closed - comments have been processed

06.11.2007 icon General Protocol on Collaboration (draft)
01.02.2008icon Comments from ABI
04.03.2008icon Comments from AILO
31.03.2008icon Analysis of Comments Received

 

Final doc:icon General Protocol on Collaboration

Consultation Paper No.21 - Establishment of a Mediation Mechanism between Insurance and Pensions Supervisors
Deadline for consultations: closed - comments have been processed

05.07.2007 CP21.pdf Establishment of a Mediation Mechanism between Insurance and Pensions Supervisors
04.10.2007
icon Comments from CEA
30.10.2007icon Analysis of Comments Received

Final doc:icon Protocol on Mediation Mechanism between Insurance and Pensions Supervisors

3L3 Consultation Paper - Impact Assessment Guidelines for EU Level 3 Committees
Deadline for consultations: closed - comments have been processed

24.05.2007 CP21.pdf Impact Assessment Guidelines for EU Level 3 Committess / IA_informationcomplement.pdf Annex: Framework of Principles for Impact Assessment

Comments received


Consultation Paper No.20 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I Issues - Further Advice
Deadline for consultations: closed - comments have been processed.

10.11.2006Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I issues - Further Advice Draft Advice to the European Commission in the Framework of the Solvency II Project on Pillar I issues - Further Advice
13.12.2006CEIOPS-CP-09-06SupplementtoCP20onPillarIIssues.pdf Supplement to Consultation Paper 20


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from Chaucer Holdings Comments from Chaucer Holdings
11.01.2007Comments from Storebrand ASA Comments from Storebrand ASA
12.01.2007Comments from the Dutch Association of Insurers Comments from the Dutch Association of Insurers
12.01.2007Comments from CEA Comments from CEA
17.01.2007Comments from Federació de Mutualitats de Catalunya Comments from Federació de Mutualitats de Catalunya
17.01.2007Comments from the Groupe Consultatif Comments from the Groupe Consultatif
17.01.2007Comments from FEE Comments from FEE
18.01.2007Comments from International Group of P&I Clubs Comments from International Group of P&I Clubs / Letter Letter
18.01.2007 Comments from Watson Wyatt Comments from Watson Wyatt
19.01.2007Comments from CNP Assurances Comments from CNP Assurances
19.01.2007Comments from Den Norske Aktuarforening Comments from Den Norske Aktuarforening
19.01.2007Comments from Artzner and Delbaen Comments from Artzner and Delbaen
19.01.2007Comments from EDHEC Comments from EDHEC
19.01.2007Comments from European Securitisation Forum Comments from European Securitisation Forum
19.01.2007Comments from Group of Actuaries Comments from Group of Actuaries
19.01.2007Comments from Munich Re Comments from Munich Re
19.01.2007Comments from Portuguese Association of Insurers Comments from Portuguese Association of Insurers
19.01.2007Comments from Royal Sun Alliance Comments from Royal Sun Alliance
19.01.2007Comments from UNESPA on IALIA SCR life Comments from UNESPA on IALIA SCR life / Comments Comments
19.01.2007Comments from CEA (2) Comments from CEA (2)
19.01.2007Comments from Swiss Re Comments from Swiss Re
19.01.2007 Comments from QBE Comments from QBE
19.01.2007Comments from CODAN Comments from CODAN
19.01.2007Comments from AFGAP INSURANCE COMMITEE Comments from AFGAP INSURANCE COMMITEE
19.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
19.01.2007Comments from Deloitte Comments from Deloitte
19.01.2007Comments from the Finance Investment and Risk Management Board of the UK Actuarial Profession Comments from the Finance Investment and Risk Management Board of the UK Actuarial Profession
19.01.2007 Comments from GDV Comments from GDV
19.01.2007Comments from Groupama Comments from Groupama / Comments (2) Comments (2)
19.01.2007Comments from ILAG Comments from ILAG
19.01.2007 Comments from KPMG Comments from KPMG
19.01.2007Comments from Morgan Stanley Comments from Morgan Stanley
19.01.2007Comments from Morgan Stanley Comments from RBS / Letter Letter
19.01.2007Comments from Mutuelle de Poitiers Comments from Mutuelle de Poitiers
19.01.2007Comments from AIG Comments from AIG
19.01.2007Comments from ABI Comments from ABI / Letter Letter
19.01.2007Comments from IUA Comments from IUA
22.01.2007Comments from COVEA Comments from COVEA
22.01.2007Comments from Lloyd's Comments from Lloyd's
22.01.2007Comments from ROAM Comments from ROAM
23.01.2007Comments from CRO Forum Comments from CRO Forum / Letter Letter
23.01.2007Comments from MACIF Comments from MACIF / French version French version
23.01.2007 Comments from the Norwegian Financial Services Association Comments from the Norwegian Financial Services Association
26.01.2007Comments from MAIF Comments from MAIF

PWC-UK (not processed-for info) PWC-UK (not processed-for info)


26.03.2007CP20 Analysis of Comments Received - General Remarks
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 1 and 2
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 3 and 4
26.03.2007CP20 Analysis of Comments Received - Remarks to Section 5
26.03.2007CP20 Analysis of Comments Received - Remarks to Section 6
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 7 and 8
26.03.2007CP20 Analysis of Comments Received - Remarks to Sections 9 and 10
26.03.2007CP20 Analysis of Comments Received - Remarks to Annex A

Final doc:CP20 Advice on Pillar I Issues - Further Advice

Consultation Paper No.19 - Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)
Deadline for consultations: closed - comments have been processed.

10.11.2006CP19 Draft Advice to the European Commission in the Framework of the Solvency II Project on Safety Measures (Limits on Assets)


02.01.2007Comments from the Austrian Insurance Association Comments from the Austrian Insurance Association
08.01.2007Comments from the Austrian Insurance Association Comments from the Dutch Association of Insurers
11.01.2007Comments from Mutuelles de Poitiers Comments from Mutuelles de Poitiers / Comments from Mutuelles de Poitiers English translation
11.01.2007 Comments from Storebrand ASA Comments from Storebrand ASA
12.01.2007Comments from UNESPA Comments from UNESPA
12.01.2007Comments from le Groupe Consultatif Comments from le Groupe Consultatif
12.01.2007Comments from Royal and SunAlliance Comments from Royal and SunAlliance
12.01.2007 Comments from CRO-Forum Comments from CRO-Forum
12.01.2007Comments from CEA Comments from CEA
12.01.2007Comments from ABI Comments from ABI
12.01.2007Comments from KPMG Comments from KPMG
12.01.2007Comments from Royal Bank of Scotland Comments from Royal Bank of Scotland / Letter Letter
12.01.2007Comments from AISAM-ACME Comments from AISAM-ACME
12.01.2007Comments from Codan Comments from Codan
12.01.2007Comments from Deloitte Comments from Deloitte
12.01.2007Comments from Munich Re Comments from Munich Re
12.01.2007Comments from Ernst and Young Comments from Ernst and Young
12.01.2007 Comments from European Securitisation Forum Comments from European Securitisation Forum
12.01.2007Comments from Swiss Re Comments from Swiss Re
15.01.2007Comments from Lloyd's Comments from Lloyd's
19.01.2007Comments from AIG Comments from AIG
26.01.2007Comments from MAIF Comments from MAIF


20.03.2007 Analysis of Comments Received

Final Doc: Advice on Safety Measures – Limits on

Consultation Paper No.18 - Draft Advice to the European Commission in the Framework of the Solvency II project on Supervisory powers – further advice
Deadline for comments: closed - comments have been proces